Why are there interest? – Online personal loan

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Loan and Credit is owned and operated by LH1010 Correspondent Banking Services Ltda. (“Loan and Credit”), a limited company registered under CNPJ / MF 17,103,297 / 0001-13, headquartered at Rua Manoel da Nóbrega, 1280 – Paraíso, Municipality of Sao Paulo, State of Sao Paulo, ZIP Code 04001-902.

Loan and Credit is not a financial institution

Loan and Credit is not a financial institution

We are a banking correspondent for Sorocred CFI SA (“SOROCRED”) and have an online platform that facilitates customer access to products and services offered by partner financial institutions.

The interest rate on the personal loan product is 15.80% per month (481.44% per year). Loan and Credit is committed to full transparency with our customers. Before you start filling out a proposal, it will be clearly displayed: the interest rate used, applicable rates, taxes (IOF) and total effective cost (CET). Our call center is available to answer questions about any of the values ​​presented.

Bank correspondents are companies hired by financial institutions and other institutions authorized by the Central Bank of Brazil to provide services to customers and users of these institutions. Among the best known correspondents are the lottery shops and the postal bank.

Loan and Credit does not charge any amounts directly from customers

Loan and Credit does not charge any amounts directly from customers

We are remunerated only by our partner financial institutions. If you receive an email or are contacted by someone impersonating Loan and Credit and charging any fees to close deals on our platform, please terminate your contact immediately and speak with our help desk as you may be the victim of an attempt. of fraud.

The late payment of one or more installments of your personal loan agreement may result, among others, in including your name in the credit protection agencies’ delinquent records, protesting securities and also filing claims. collection lawsuits. To avoid further problems and restrictions on your credit in the square, always keep the payment of your installments on time and, if in doubt, contact our service center.

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